About Us

After selling insurance with captive, stand-alone insurance carriers, Chuck Harkness decided to go independent in October 2000 and opened his own office in Rockford, IL becoming one of the first Erie Insurance agents in the area.

With over 30 years in the insurance industry, Chuck is known for his personable approach with each customer.

Unlike a captive, or direct insurance company who only offers their own proprietary products, our agency is 100% independent of any one company. Many insurance consumers don’t fully understand just how important that really is. When it comes to something as important as insurance, it’s imperative that you work with an agency who has an in-depth knowledge of multiple insurance products, companies, and guidelines — not just one.

At the end of the day, what separates one agent from another, is their ability to proactively service their policy holders, and their knowledge of the insurance industry, products, and different situations that may present themselves to their clients.

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Are you ready to save time, aggravation, and money? The team at Harkness Insurance is here and ready to make the process as painless as possible. We look forward to meeting you!